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Home › Online Tools › IFSC Finder

IFSC Code Finder - Search IFSC Code for Any Bank, Get Branch Address & MICR Code 2026

Enter any IFSC code to instantly find complete branch details - bank name, branch name, full address, MICR code, city, state, and district. Covers all scheduled banks: SBI, HDFC, ICICI, PNB, Kotak, Axis Bank, Bank of Baroda, Canara Bank, Union Bank, and 200+ other banks and payment banks.

IFSC code is required for government salary account setup, NEFT/RTGS transfers, EPF/GPF linking, NPS pension registration, and Direct Benefit Transfer. This free IFSC code search tool uses the RBI-sourced bank branch database.

Format: 4 letters (bank) + 0 + 6 characters (branch). Example: SBIN0001234
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Axis Bank IFSC Code and All Major Bank IFSC Codes

Every bank branch in India has a unique IFSC code assigned by RBI. Axis Bank IFSC codes start with UTIB - all Axis Bank branch IFSC codes begin UTIB0 followed by 6 digits. Kotak Mahindra Bank uses KKBK prefix. SBI (State Bank of India) uses SBIN across its 22,000+ branches. HDFC Bank uses HDFC. ICICI Bank uses ICIC. Bank of Baroda uses BARB. Canara Bank uses CNRB. PNB uses PUNB. Airtel Payment Bank uses AIRP. Kotak 811 digital account holders and all Kotak Mahindra Bank customers can find their branch IFSC printed on their passbook or cheque book, or by searching KKBK in our tool. Enter any 11-character IFSC code above to instantly get complete branch details.

IFSC Code Format - How to Read Any Bank IFSC Code

Every IFSC code follows the same 11-character structure set by the Reserve Bank of India. The first four characters identify the bank - for example, SBIN for State Bank of India, HDFC for HDFC Bank, ICIC for ICICI Bank, KKBK for Kotak Mahindra Bank, UTIB for Axis Bank, PUNB for Punjab National Bank, BARB for Bank of Baroda, CNRB for Canara Bank, and AIRP for Airtel Payment Bank. The fifth character is always 0 (zero). The last six characters identify the specific branch within that bank. Use this IFSC code search tool to enter any valid IFSC code and get the complete branch details including name, address, MICR code, city, state, and district.

MICR Code - What It Is and When You Need It

The MICR code (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on bank cheques using magnetic ink for automated cheque processing. The MICR code format is: first 3 digits identify the city, next 3 digits identify the bank, and last 3 digits identify the specific branch. Unlike IFSC which is used for electronic transfers (NEFT, RTGS, IMPS), MICR is used for cheque clearing. Some government forms and bank account opening forms ask for both IFSC and MICR codes - use this finder to get both simultaneously by entering your IFSC code.

When You Need IFSC Code - Government Job Use Cases

IFSC code search is most commonly needed for these government job situations: setting up the salary disbursement account when joining a new central or state government post, filling bank account details in the joining report submitted to the DDO (Drawing and Disbursing Officer) or treasury, linking EPF or GPF accounts to your bank for provident fund withdrawal or transfer, registering your bank account under the National Pension System (NPS) for pension disbursement, and receiving Direct Benefit Transfer (DBT) amounts including government welfare payments and DA arrears. After finding your IFSC, prepare your joining documents with our Resume and Biodata Maker and ensure your passport photo meets the portal specifications.

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Frequently Asked Questions

❓ What is IFSC code and how to read it?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code that uniquely identifies every bank branch in India. The format is: first 4 characters are the bank code (SBIN for SBI, HDFC for HDFC Bank, KKBK for Kotak, UTIB for Axis Bank, PUNB for PNB), the 5th character is always 0, and the last 6 characters identify the specific branch. You can find your IFSC code on your cheque book leaf, account passbook, bank mobile app, or the bank's official website.
❓ What is the IFSC code format for major banks?
Each bank has a unique 4-letter prefix: SBI branches start with SBIN, HDFC Bank with HDFC, ICICI Bank with ICIC, Kotak Mahindra Bank with KKBK, Axis Bank with UTIB, Punjab National Bank with PUNB, Canara Bank with CNRB, Bank of Baroda with BARB, Bank of India with BKID, Union Bank with UBIN, Indian Bank with IDIB, and Airtel Payment Bank with AIRP. Enter any IFSC code above to get complete branch details instantly.
❓ Why do I need IFSC code for a government job?
IFSC code is mandatory for: (1) Setting up your salary account when joining a government post - you submit bank details including IFSC to the treasury. (2) Filling bank details in joining report forms submitted to the DDO. (3) Linking EPF or GPF provident fund accounts to your bank for PF withdrawal. (4) Registering your bank account under NPS for pension disbursement. (5) Receiving Direct Benefit Transfer amounts including DA arrears and government welfare payments.
❓ What is the difference between IFSC and MICR code?
IFSC (Indian Financial System Code) is an 11-character alphanumeric code used for electronic fund transfers - NEFT, RTGS, and IMPS. MICR (Magnetic Ink Character Recognition) is a 9-digit numeric code printed on cheques using magnetic ink for cheque clearing. IFSC is what you need for government salary account setup, online transfers, and form filling. MICR is only required for cheque-based transactions.
❓ Can I find a bank IFSC code by branch name and city?
This tool supports lookup by IFSC code to get full branch details. If you do not know your IFSC code: (1) Check your cheque book - IFSC is printed on every cheque leaf. (2) Check your account passbook first page. (3) Open your bank's mobile app under account or branch details. (4) Visit the bank's official website branch locator. (5) Search Google for your bank name + branch name + city + IFSC code.
❓ Is this IFSC database accurate and up to date?
Yes, we use the RBI-sourced database of all scheduled bank branches in India, regularly updated. However, banks occasionally merge or relocate branches. If a code returns no results, the branch may have been merged - contact your bank's customer care to get the current active IFSC code.
❓ What bank details are required for government job salary account?
For setting up a salary account when joining a government post, you typically need: full account holder name (exactly as in bank records), bank account number, bank name, branch name, branch address, IFSC code, and MICR code. Some departments also require a cancelled cheque or passbook photocopy as proof. Use this IFSC finder to confirm all details before filling your joining forms.

More Free Tools

Complete your government job joining process with our free tools. Check your expected in-hand salary with the 7th Pay Commission Salary Calculator. Plan your loan EMI with the EMI Calculator for home loan, car loan, and personal loan. Build your joining application documents with the free Resume and Biodata Maker. Generate a UPI QR code for your new bank account with the QR Code Generator.

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